Call reports 2013
LEADER BANK, NATIONAL ASSOCIATION — 2013
What LEADER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 586,511,000 | 673,841,000 | 631,425,000 | 658,311,000 |
| Total loans | 458,881,000 | 503,218,000 | 494,874,000 | 545,662,000 |
| Allowance for loan losses | 4,147,000 | 4,324,000 | 4,457,000 | 4,480,000 |
| Securities available for sale | 0 | 4,085,000 | 3,953,000 | 2,172,000 |
| Securities held to maturity | 49,871,000 | 49,057,000 | 48,400,000 | 48,075,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,618,000 | 460,784,000 | 412,386,000 | 442,400,000 |
| Interest-bearing deposits | 310,262,000 | 369,833,000 | 336,405,000 | 371,232,000 |
| Noninterest-bearing deposits | 68,356,000 | 90,951,000 | 75,981,000 | 71,168,000 |
| Equity capital | 77,116,000 | 79,734,000 | 80,953,000 | 81,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,464,000 | 11,108,000 | 16,979,000 | 23,057,000 |
| Interest expense | 1,213,000 | 2,462,000 | 3,765,000 | 5,183,000 |
| Net interest income | 4,251,000 | 8,646,000 | 13,214,000 | 17,874,000 |
| Noninterest income | 3,428,000 | 9,070,000 | 11,748,000 | 14,423,000 |
| Noninterest expense | 4,944,000 | 9,826,000 | 14,852,000 | 20,084,000 |
| Provision for loan losses | 116,000 | 318,000 | 451,000 | 649,000 |
| Pretax income | 2,619,000 | 7,572,000 | 9,659,000 | 11,297,000 |
| Income tax | 1,011,000 | 2,976,000 | 3,766,000 | 4,287,000 |
| Net income | 1,608,000 | 4,596,000 | 5,893,000 | 7,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,116,000 | 79,903,000 | 81,200,000 | 81,417,000 |
| Total capital | 87,294,000 | 90,258,000 | 91,687,000 | 91,932,000 |
| Risk-weighted assets | 419,948,000 | 473,946,000 | 469,207,000 | 497,975,000 |