Call reports 2012
LEADER BANK, NATIONAL ASSOCIATION — 2012
What LEADER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 529,437,000 | 571,570,000 | 589,833,000 | 587,570,000 |
| Total loans | 421,925,000 | 447,316,000 | 443,271,000 | 444,463,000 |
| Allowance for loan losses | 3,598,000 | 3,662,000 | 3,657,000 | 4,031,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 47,252,000 | 44,112,000 | 44,479,000 | 46,217,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,885,000 | 392,791,000 | 400,334,000 | 391,936,000 |
| Interest-bearing deposits | 311,631,000 | 328,454,000 | 325,507,000 | 322,354,000 |
| Noninterest-bearing deposits | 54,254,000 | 64,337,000 | 74,827,000 | 69,582,000 |
| Equity capital | 63,951,000 | 67,462,000 | 72,632,000 | 75,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,131,000 | 10,534,000 | 16,208,000 | 21,902,000 |
| Interest expense | 1,288,000 | 2,618,000 | 4,000,000 | 5,289,000 |
| Net interest income | 3,843,000 | 7,916,000 | 12,208,000 | 16,613,000 |
| Noninterest income | 4,378,000 | 11,071,000 | 19,314,000 | 28,283,000 |
| Noninterest expense | 3,887,000 | 7,836,000 | 11,650,000 | 17,536,000 |
| Provision for loan losses | 287,000 | 538,000 | 739,000 | 1,478,000 |
| Pretax income | 4,047,000 | 10,613,000 | 19,133,000 | 25,882,000 |
| Income tax | 1,564,000 | 4,118,000 | 7,469,000 | 10,342,000 |
| Net income | 2,483,000 | 6,495,000 | 11,664,000 | 15,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,441,000 | 66,890,000 | 72,308,000 | 75,507,000 |
| Total capital | 73,063,000 | 76,576,000 | 81,990,000 | 85,567,000 |
| Risk-weighted assets | 357,491,000 | 404,179,000 | 419,516,000 | 400,002,000 |