Call reports 2011
LEADER BANK, NATIONAL ASSOCIATION — 2011
What LEADER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 362,511,000 | 402,689,000 | 444,810,000 | 509,351,000 |
| Total loans | 296,884,000 | 320,651,000 | 369,099,000 | 373,297,000 |
| Allowance for loan losses | 2,837,000 | 2,802,000 | 3,173,000 | 3,311,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,000,000 | 26,645,000 | 10,579,000 | 30,647,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,239,000 | 266,707,000 | 295,551,000 | 342,437,000 |
| Interest-bearing deposits | 199,578,000 | 232,225,000 | 244,958,000 | 293,584,000 |
| Noninterest-bearing deposits | 27,661,000 | 34,482,000 | 50,593,000 | 48,853,000 |
| Equity capital | 44,792,000 | 45,523,000 | 58,964,000 | 61,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,101,000 | 8,244,000 | 12,709,000 | 17,662,000 |
| Interest expense | 1,194,000 | 2,340,000 | 3,611,000 | 4,864,000 |
| Net interest income | 2,907,000 | 5,904,000 | 9,098,000 | 12,798,000 |
| Noninterest income | 2,799,000 | 4,142,000 | 6,063,000 | 11,590,000 |
| Noninterest expense | 3,125,000 | 6,129,000 | 9,573,000 | 12,903,000 |
| Provision for loan losses | 110,000 | 75,000 | 455,000 | 617,000 |
| Pretax income | 2,471,000 | 3,842,000 | 5,133,000 | 10,868,000 |
| Income tax | 932,000 | 1,422,000 | 1,872,000 | 4,103,000 |
| Net income | 1,539,000 | 2,420,000 | 3,261,000 | 6,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,539,000 | 44,855,000 | 58,366,000 | 61,303,000 |
| Total capital | 53,398,000 | 53,679,000 | 67,561,000 | 70,637,000 |
| Risk-weighted assets | 251,178,000 | 266,650,000 | 305,720,000 | 328,833,000 |