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Call reports 2005

LEADER BANK, NATIONAL ASSOCIATION — 2005

What LEADER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/3c68ec15-c5c4-4a60-a89c-6123959cd05f/2005

Balance sheet

What the bank holds and owes at quarter end

Measure2005Q12005Q22005Q32005Q4
Total assets154,166,000168,601,000176,083,000183,093,000
Total loans113,271,000126,980,000126,140,000135,159,000
Allowance for loan losses711,000802,000829,000867,000
Securities available for sale0000
Securities held to maturity3,000,0003,000,0003,000,0006,000,000
Trading assets0000
Total deposits123,109,000137,536,000143,947,000154,769,000
Interest-bearing deposits119,801,000130,110,000139,266,000149,374,000
Noninterest-bearing deposits3,308,0007,426,0004,681,0005,395,000
Equity capital11,906,00012,047,00012,258,00012,348,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2005Q12005Q22005Q32005Q4
Interest income1,497,0003,301,0005,381,0007,587,000
Interest expense774,0001,687,0002,782,0003,962,000
Net interest income723,0001,614,0002,599,0003,625,000
Noninterest income173,000397,000737,000945,000
Noninterest expense743,0001,521,0002,461,0003,506,000
Provision for loan losses86,000177,000204,000242,000
Pretax income67,000313,000671,000822,000
Income tax24,000129,000276,000338,000
Net income43,000184,000395,000484,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2005Q12005Q22005Q32005Q4
Tier 1 capital11,906,00012,047,00012,258,00012,348,000
Total capital12,647,00012,879,00013,120,00013,249,000
Risk-weighted assets100,303,000110,792,000114,011,000121,319,000

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