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Call reports 2004

LEADER BANK, NATIONAL ASSOCIATION — 2004

What LEADER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/3c68ec15-c5c4-4a60-a89c-6123959cd05f/2004

Balance sheet

What the bank holds and owes at quarter end

Measure2004Q12004Q22004Q32004Q4
Total assets119,307,000122,874,000131,986,000134,489,000
Total loans79,226,00095,722,00096,419,000101,180,000
Allowance for loan losses468,000576,000620,000625,000
Securities available for sale0000
Securities held to maturity03,000,0003,000,0003,000,000
Trading assets0000
Total deposits92,833,00089,827,000101,070,000103,733,000
Interest-bearing deposits91,248,00087,960,00098,767,000100,771,000
Noninterest-bearing deposits1,585,0001,867,0002,303,0002,962,000
Equity capital11,477,00011,594,00011,764,00011,863,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2004Q12004Q22004Q32004Q4
Interest income989,0002,081,0003,344,0004,695,000
Interest expense497,0001,036,0001,673,0002,405,000
Net interest income492,0001,045,0001,671,0002,290,000
Noninterest income331,000646,000924,0001,218,000
Noninterest expense539,0001,087,0001,663,0002,409,000
Provision for loan losses53,000161,000205,000210,000
Pretax income231,000443,000727,000889,000
Income tax96,000190,000304,000367,000
Net income135,000253,000423,000522,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2004Q12004Q22004Q32004Q4
Tier 1 capital11,477,00011,594,00011,764,00011,862,000
Total capital11,945,00012,170,00012,384,00012,517,000
Risk-weighted assets77,199,00088,900,00084,061,00088,870,000

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