Call reports 2025
MIDCOUNTRY BANK — 2025
What MIDCOUNTRY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,093,070,000 | 1,072,746,000 | 1,046,748,000 | 1,042,613,000 |
| Total loans | 781,708,000 | 760,938,000 | 738,026,000 | 715,749,000 |
| Allowance for loan losses | 13,484,000 | 12,755,000 | 11,997,000 | 13,025,000 |
| Securities available for sale | 204,856,000 | 202,879,000 | 206,372,000 | 218,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 922,196,000 | 893,766,000 | 869,016,000 | 842,608,000 |
| Interest-bearing deposits | 753,657,000 | 733,913,000 | 697,983,000 | 661,083,000 |
| Noninterest-bearing deposits | 168,539,000 | 159,853,000 | 171,033,000 | 181,525,000 |
| Equity capital | 127,579,000 | 131,109,000 | 134,373,000 | 132,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 14,285,000 | 28,445,000 | 41,890,000 | 55,078,000 |
| Interest expense | 5,217,000 | 9,980,000 | 14,452,000 | 18,624,000 |
| Net interest income | 9,068,000 | 18,465,000 | 27,438,000 | 36,454,000 |
| Noninterest income | 757,000 | 1,419,000 | 2,166,000 | 2,918,000 |
| Noninterest expense | 6,879,000 | 13,609,000 | 20,627,000 | 26,334,000 |
| Provision for loan losses | 10,000 | 12,000 | 17,000 | 430,000 |
| Pretax income | 2,949,000 | 6,279,000 | 8,985,000 | 12,636,000 |
| Income tax | 816,000 | 1,737,000 | 2,485,000 | 3,392,000 |
| Net income | 2,133,000 | 4,542,000 | 6,500,000 | 9,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,655,000 | 133,213,000 | 135,319,000 | 133,205,000 |
| Total capital | 141,809,000 | 144,100,000 | 145,948,000 | 143,571,000 |
| Risk-weighted assets | 889,904,000 | 868,978,000 | 848,820,000 | 826,501,000 |