Call reports 2023
MIDCOUNTRY BANK — 2023
What MIDCOUNTRY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,109,375,000 | 1,104,501,000 | 1,073,614,000 | 1,052,891,000 |
| Total loans | 871,807,000 | 858,738,000 | 838,216,000 | 816,313,000 |
| Allowance for loan losses | 13,020,000 | 13,225,000 | 12,498,000 | 10,667,000 |
| Securities available for sale | 141,112,000 | 138,020,000 | 141,217,000 | 148,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 883,599,000 | 883,795,000 | 850,987,000 | 851,578,000 |
| Interest-bearing deposits | 735,985,000 | 729,032,000 | 707,401,000 | 705,146,000 |
| Noninterest-bearing deposits | 147,614,000 | 154,763,000 | 143,586,000 | 146,432,000 |
| Equity capital | 96,635,000 | 96,458,000 | 95,600,000 | 101,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 15,232,000 | 30,758,000 | 46,418,000 | 61,459,000 |
| Interest expense | 4,073,000 | 9,254,000 | 15,137,000 | 21,186,000 |
| Net interest income | 11,159,000 | 21,504,000 | 31,281,000 | 40,273,000 |
| Noninterest income | 1,057,000 | 2,196,000 | 3,155,000 | 4,485,000 |
| Noninterest expense | 6,632,000 | 13,232,000 | 19,812,000 | 26,116,000 |
| Provision for loan losses | 0 | 1,165,000 | 1,806,000 | 3,288,000 |
| Pretax income | 4,590,000 | 7,939,000 | 11,147,000 | 13,763,000 |
| Income tax | 1,306,000 | 2,259,000 | 3,172,000 | 3,743,000 |
| Net income | 3,284,000 | 5,680,000 | 7,975,000 | 10,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,438,000 | 107,773,000 | 109,097,000 | 111,322,000 |
| Total capital | 118,811,000 | 119,895,000 | 120,978,000 | 122,097,000 |
| Risk-weighted assets | 988,984,000 | 968,444,000 | 949,621,000 | 909,709,000 |