Call reports 2022
MIDCOUNTRY BANK — 2022
What MIDCOUNTRY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 936,305,000 | 1,027,757,000 | 1,091,193,000 | 1,102,209,000 |
| Total loans | 742,056,000 | 827,908,000 | 877,251,000 | 890,309,000 |
| Allowance for loan losses | 8,497,000 | 9,632,000 | 10,577,000 | 11,799,000 |
| Securities available for sale | 122,651,000 | 121,630,000 | 126,364,000 | 124,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 745,624,000 | 834,693,000 | 899,043,000 | 919,831,000 |
| Interest-bearing deposits | 574,235,000 | 664,712,000 | 721,523,000 | 749,958,000 |
| Noninterest-bearing deposits | 171,389,000 | 169,981,000 | 177,520,000 | 169,873,000 |
| Equity capital | 92,272,000 | 88,052,000 | 88,552,000 | 92,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,750,000 | 20,798,000 | 33,556,000 | 47,808,000 |
| Interest expense | 784,000 | 1,789,000 | 3,797,000 | 7,014,000 |
| Net interest income | 8,966,000 | 19,009,000 | 29,759,000 | 40,794,000 |
| Noninterest income | 1,077,000 | 2,271,000 | 4,958,000 | 6,509,000 |
| Noninterest expense | 6,134,000 | 12,259,000 | 18,891,000 | 24,438,000 |
| Provision for loan losses | 155,000 | 1,389,000 | 2,790,000 | 4,441,000 |
| Pretax income | 3,708,000 | 7,554,000 | 12,919,000 | 18,309,000 |
| Income tax | 983,000 | 2,108,000 | 3,605,000 | 4,963,000 |
| Net income | 2,725,000 | 5,446,000 | 9,314,000 | 13,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,233,000 | 96,590,000 | 100,766,000 | 104,931,000 |
| Total capital | 103,730,000 | 106,222,000 | 111,343,000 | 116,980,000 |
| Risk-weighted assets | 869,172,000 | 979,384,000 | 1,011,024,000 | 1,013,467,000 |