Call reports 2021
MIDCOUNTRY BANK — 2021
What MIDCOUNTRY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 875,218,000 | 880,584,000 | 898,302,000 | 934,065,000 |
| Total loans | 682,995,000 | 705,592,000 | 709,799,000 | 759,851,000 |
| Allowance for loan losses | 7,302,000 | 7,477,000 | 7,852,000 | 8,332,000 |
| Securities available for sale | 107,906,000 | 112,277,000 | 114,446,000 | 101,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 669,783,000 | 651,805,000 | 703,425,000 | 740,850,000 |
| Interest-bearing deposits | 481,164,000 | 473,158,000 | 512,351,000 | 537,196,000 |
| Noninterest-bearing deposits | 188,619,000 | 178,647,000 | 191,074,000 | 203,654,000 |
| Equity capital | 106,901,000 | 109,702,000 | 101,563,000 | 96,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,625,000 | 19,189,000 | 29,310,000 | 38,891,000 |
| Interest expense | 1,171,000 | 2,255,000 | 3,243,000 | 4,108,000 |
| Net interest income | 8,454,000 | 16,934,000 | 26,067,000 | 34,783,000 |
| Noninterest income | 1,027,000 | 2,341,000 | 4,218,000 | 5,854,000 |
| Noninterest expense | 5,686,000 | 11,485,000 | 17,726,000 | 24,025,000 |
| Provision for loan losses | 301,000 | 653,000 | 1,048,000 | 1,606,000 |
| Pretax income | 3,476,000 | 7,122,000 | 11,491,000 | 15,105,000 |
| Income tax | 925,000 | 1,965,000 | 3,170,000 | 4,118,000 |
| Net income | 2,551,000 | 5,157,000 | 8,321,000 | 10,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,040,000 | 105,397,000 | 97,912,000 | 93,200,000 |
| Total capital | 111,342,000 | 112,874,000 | 105,764,000 | 101,532,000 |
| Risk-weighted assets | 738,209,000 | 793,290,000 | 813,476,000 | 875,948,000 |