Call reports 2020
MIDCOUNTRY BANK — 2020
What MIDCOUNTRY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 770,061,000 | 831,908,000 | 840,765,000 | 843,294,000 |
| Total loans | 617,264,000 | 656,771,000 | 679,372,000 | 696,068,000 |
| Allowance for loan losses | 3,525,000 | 6,021,000 | 6,666,000 | 7,022,000 |
| Securities available for sale | 37,532,000 | 33,578,000 | 53,365,000 | 70,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 540,274,000 | 602,938,000 | 628,013,000 | 632,794,000 |
| Interest-bearing deposits | 424,362,000 | 438,898,000 | 461,563,000 | 479,037,000 |
| Noninterest-bearing deposits | 115,912,000 | 164,040,000 | 166,450,000 | 153,757,000 |
| Equity capital | 105,940,000 | 106,205,000 | 107,005,000 | 108,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,855,000 | 19,317,000 | 27,962,000 | 37,058,000 |
| Interest expense | 2,170,000 | 3,844,000 | 5,312,000 | 6,588,000 |
| Net interest income | 6,685,000 | 15,473,000 | 22,650,000 | 30,470,000 |
| Noninterest income | 1,332,000 | 2,588,000 | 3,715,000 | 5,151,000 |
| Noninterest expense | 7,801,000 | 12,947,000 | 18,373,000 | 23,978,000 |
| Provision for loan losses | 412,000 | 2,992,000 | 3,592,000 | 3,992,000 |
| Pretax income | 178,000 | 2,505,000 | 4,783,000 | 8,031,000 |
| Income tax | 46,000 | 643,000 | 1,230,000 | 2,184,000 |
| Net income | 573,000 | 2,477,000 | 4,563,000 | 7,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,380,000 | 99,096,000 | 100,601,000 | 102,256,000 |
| Total capital | 101,945,000 | 105,157,000 | 107,282,000 | 109,278,000 |
| Risk-weighted assets | 659,386,000 | 645,775,000 | 683,847,000 | 720,902,000 |