Call reports 2019
MIDCOUNTRY BANK — 2019
What MIDCOUNTRY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 805,840,000 | 811,238,000 | 802,167,000 | 762,344,000 |
| Total loans | 656,443,000 | 661,873,000 | 654,092,000 | 612,879,000 |
| Allowance for loan losses | 1,581,000 | 1,729,000 | 2,529,000 | 3,094,000 |
| Securities available for sale | 58,220,000 | 57,433,000 | 48,224,000 | 47,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 600,170,000 | 594,354,000 | 568,766,000 | 534,724,000 |
| Interest-bearing deposits | 514,681,000 | 500,929,000 | 452,673,000 | 437,414,000 |
| Noninterest-bearing deposits | 85,489,000 | 93,425,000 | 116,093,000 | 97,310,000 |
| Equity capital | 103,149,000 | 103,703,000 | 105,135,000 | 106,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,346,000 | 21,981,000 | 32,643,000 | 43,234,000 |
| Interest expense | 2,306,000 | 4,799,000 | 7,230,000 | 9,479,000 |
| Net interest income | 9,040,000 | 17,182,000 | 25,413,000 | 33,755,000 |
| Noninterest income | 8,559,000 | 17,181,000 | 6,488,000 | 8,665,000 |
| Noninterest expense | 14,476,000 | 28,210,000 | 24,019,000 | 31,377,000 |
| Provision for loan losses | 1,369,000 | 1,913,000 | 2,826,000 | 3,327,000 |
| Pretax income | 1,754,000 | 4,240,000 | 5,331,000 | 8,111,000 |
| Income tax | 438,000 | 1,070,000 | 1,402,000 | 2,115,000 |
| Net income | 1,316,000 | 3,170,000 | 5,787,000 | 8,493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,531,000 | 95,093,000 | 97,093,000 | 98,691,000 |
| Total capital | 96,163,000 | 96,886,000 | 99,683,000 | 101,825,000 |
| Risk-weighted assets | 711,183,000 | 716,005,000 | 706,394,000 | 652,203,000 |