Call reports 2016
MIDCOUNTRY BANK — 2016
What MIDCOUNTRY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 764,854,000 | 757,558,000 | 787,835,000 | 796,545,000 |
| Total loans | 585,608,000 | 603,880,000 | 618,336,000 | 640,435,000 |
| Allowance for loan losses | 10,896,000 | 10,443,000 | 10,576,000 | 9,880,000 |
| Securities available for sale | 78,125,000 | 71,693,000 | 70,396,000 | 65,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 606,143,000 | 597,702,000 | 626,192,000 | 637,550,000 |
| Interest-bearing deposits | 497,175,000 | 495,269,000 | 508,573,000 | 510,060,000 |
| Noninterest-bearing deposits | 108,968,000 | 102,433,000 | 117,619,000 | 127,490,000 |
| Equity capital | 110,340,000 | 110,939,000 | 111,842,000 | 111,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,811,000 | 15,674,000 | 23,654,000 | 32,295,000 |
| Interest expense | 822,000 | 1,648,000 | 2,501,000 | 3,377,000 |
| Net interest income | 6,989,000 | 14,026,000 | 21,153,000 | 28,918,000 |
| Noninterest income | 8,864,000 | 18,247,000 | 27,902,000 | 36,693,000 |
| Noninterest expense | 16,267,000 | 31,637,000 | 46,915,000 | 61,374,000 |
| Provision for loan losses | 19,000 | 267,000 | 269,000 | 914,000 |
| Pretax income | -433,000 | 369,000 | 1,871,000 | 3,323,000 |
| Income tax | -192,000 | 101,000 | 633,000 | 1,188,000 |
| Net income | -241,000 | 268,000 | 1,238,000 | 2,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,994,000 | 100,784,000 | 101,927,000 | 102,859,000 |
| Total capital | 108,114,000 | 108,980,000 | 110,427,000 | 111,726,000 |
| Risk-weighted assets | 645,657,000 | 652,069,000 | 676,838,000 | 708,114,000 |