Call reports 2015
MIDCOUNTRY BANK — 2015
What MIDCOUNTRY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 715,397,000 | 712,698,000 | 732,873,000 | 767,869,000 |
| Total loans | 553,490,000 | 570,015,000 | 562,725,000 | 586,129,000 |
| Allowance for loan losses | 10,942,000 | 10,919,000 | 11,129,000 | 11,003,000 |
| Securities available for sale | 74,867,000 | 71,195,000 | 62,863,000 | 71,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 559,081,000 | 553,848,000 | 571,537,000 | 609,760,000 |
| Interest-bearing deposits | 475,745,000 | 480,020,000 | 483,580,000 | 496,878,000 |
| Noninterest-bearing deposits | 83,336,000 | 73,828,000 | 87,957,000 | 112,882,000 |
| Equity capital | 109,201,000 | 109,397,000 | 109,686,000 | 110,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,563,000 | 15,140,000 | 22,886,000 | 30,451,000 |
| Interest expense | 798,000 | 1,617,000 | 2,429,000 | 3,265,000 |
| Net interest income | 6,765,000 | 13,523,000 | 20,457,000 | 27,186,000 |
| Noninterest income | 7,872,000 | 15,824,000 | 23,927,000 | 33,368,000 |
| Noninterest expense | 14,624,000 | 28,558,000 | 43,716,000 | 58,380,000 |
| Provision for loan losses | 2,000 | 2,000 | -153,000 | -158,000 |
| Pretax income | 11,000 | 787,000 | 821,000 | 2,332,000 |
| Income tax | 9,000 | 268,000 | 210,000 | 805,000 |
| Net income | 2,000 | 519,000 | 611,000 | 1,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,353,000 | 99,013,000 | 99,240,000 | 100,171,000 |
| Total capital | 105,935,000 | 106,751,000 | 106,875,000 | 108,163,000 |
| Risk-weighted assets | 601,977,000 | 615,113,000 | 606,201,000 | 635,683,000 |