Call reports 2025
FIRST NATIONAL BANK OF MANCHESTER, THE — 2025
What FIRST NATIONAL BANK OF MANCHESTER, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 243,276,000 | 229,127,000 | 227,665,000 | 229,068,000 |
| Total loans | 154,300,000 | 158,894,000 | 156,257,000 | 156,335,000 |
| Allowance for loan losses | 2,241,000 | 2,232,000 | 2,229,000 | 2,211,000 |
| Securities available for sale | 32,497,000 | 38,183,000 | 34,899,000 | 36,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,559,000 | 207,207,000 | 205,052,000 | 206,234,000 |
| Interest-bearing deposits | 127,595,000 | 121,025,000 | 118,742,000 | 113,289,000 |
| Noninterest-bearing deposits | 93,964,000 | 86,182,000 | 86,310,000 | 92,945,000 |
| Equity capital | 20,337,000 | 20,666,000 | 21,426,000 | 21,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,326,000 | 6,650,000 | 9,922,000 | 13,113,000 |
| Interest expense | 1,050,000 | 1,971,000 | 2,847,000 | 3,651,000 |
| Net interest income | 2,276,000 | 4,679,000 | 7,075,000 | 9,462,000 |
| Noninterest income | 244,000 | 505,000 | 766,000 | 1,013,000 |
| Noninterest expense | 1,734,000 | 3,942,000 | 6,074,000 | 8,698,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 771,000 | 1,227,000 | 1,752,000 | 1,762,000 |
| Income tax | 161,000 | 241,000 | 373,000 | 366,000 |
| Net income | 610,000 | 986,000 | 1,379,000 | 1,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,245,000 | 21,622,000 | 21,971,000 | 21,943,000 |
| Total capital | 23,132,000 | 23,567,000 | 23,949,000 | 23,907,000 |
| Risk-weighted assets | 150,658,000 | 155,365,000 | 158,024,000 | 156,898,000 |