Call reports 2024
FIRST NATIONAL BANK OF MANCHESTER, THE — 2024
What FIRST NATIONAL BANK OF MANCHESTER, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 231,376,000 | 216,120,000 | 240,424,000 | 242,170,000 |
| Total loans | 150,238,000 | 153,777,000 | 155,605,000 | 155,860,000 |
| Allowance for loan losses | 2,138,000 | 2,157,000 | 2,208,000 | 2,246,000 |
| Securities available for sale | 19,961,000 | 25,304,000 | 22,126,000 | 33,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,718,000 | 194,987,000 | 218,810,000 | 221,071,000 |
| Interest-bearing deposits | 114,654,000 | 112,322,000 | 127,168,000 | 128,293,000 |
| Noninterest-bearing deposits | 96,064,000 | 82,665,000 | 91,642,000 | 92,778,000 |
| Equity capital | 18,905,000 | 19,425,000 | 20,145,000 | 19,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,025,000 | 6,201,000 | 9,463,000 | 12,855,000 |
| Interest expense | 946,000 | 1,873,000 | 2,843,000 | 3,955,000 |
| Net interest income | 2,079,000 | 4,328,000 | 6,620,000 | 8,900,000 |
| Noninterest income | 271,000 | 527,000 | 741,000 | 1,068,000 |
| Noninterest expense | 1,602,000 | 3,482,000 | 5,416,000 | 7,660,000 |
| Provision for loan losses | 45,000 | 90,000 | 105,000 | 150,000 |
| Pretax income | 703,000 | 1,283,000 | 1,840,000 | 2,158,000 |
| Income tax | 159,000 | 165,000 | 326,000 | 373,000 |
| Net income | 544,000 | 1,118,000 | 1,514,000 | 1,785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,632,000 | 20,206,000 | 20,558,000 | 20,635,000 |
| Total capital | 21,481,000 | 22,085,000 | 22,490,000 | 22,594,000 |
| Risk-weighted assets | 147,693,000 | 150,072,000 | 154,347,000 | 156,460,000 |