Call reports 2023
FIRST NATIONAL BANK OF MANCHESTER, THE — 2023
What FIRST NATIONAL BANK OF MANCHESTER, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 194,644,000 | 202,445,000 | 220,473,000 | 230,881,000 |
| Total loans | 123,961,000 | 132,938,000 | 139,015,000 | 149,188,000 |
| Allowance for loan losses | 1,755,000 | 1,956,000 | 1,977,000 | 2,184,000 |
| Securities available for sale | 26,815,000 | 31,848,000 | 29,335,000 | 23,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,753,000 | 183,090,000 | 200,949,000 | 211,013,000 |
| Interest-bearing deposits | 89,564,000 | 100,690,000 | 108,657,000 | 112,055,000 |
| Noninterest-bearing deposits | 86,189,000 | 82,400,000 | 92,292,000 | 98,958,000 |
| Equity capital | 17,779,000 | 18,025,000 | 17,830,000 | 18,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,148,000 | 4,480,000 | 7,058,000 | 9,920,000 |
| Interest expense | 293,000 | 771,000 | 1,473,000 | 2,341,000 |
| Net interest income | 1,855,000 | 3,709,000 | 5,585,000 | 7,579,000 |
| Noninterest income | 275,000 | 567,000 | 804,000 | 1,071,000 |
| Noninterest expense | 1,443,000 | 2,808,000 | 4,283,000 | 6,300,000 |
| Provision for loan losses | 40,000 | 260,000 | 305,000 | 550,000 |
| Pretax income | 647,000 | 1,208,000 | 1,801,000 | 1,647,000 |
| Income tax | 123,000 | 223,000 | 444,000 | 424,000 |
| Net income | 524,000 | 985,000 | 1,357,000 | 1,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,683,000 | 19,145,000 | 19,266,000 | 19,088,000 |