Call reports 2022
FIRST NATIONAL BANK OF MANCHESTER, THE — 2022
What FIRST NATIONAL BANK OF MANCHESTER, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 171,733,000 | 177,286,000 | 184,121,000 | 191,454,000 |
| Total loans | 84,333,000 | 94,696,000 | 100,224,000 | 118,836,000 |
| Allowance for loan losses | 1,479,000 | 1,474,000 | 1,475,000 | 1,750,000 |
| Securities available for sale | 26,746,000 | 25,052,000 | 25,436,000 | 27,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,601,000 | 159,300,000 | 166,360,000 | 173,604,000 |
| Interest-bearing deposits | 81,613,000 | 82,588,000 | 81,765,000 | 88,230,000 |
| Noninterest-bearing deposits | 71,988,000 | 76,712,000 | 84,595,000 | 85,374,000 |
| Equity capital | 17,741,000 | 17,566,000 | 17,318,000 | 16,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,253,000 | 2,601,000 | 4,229,000 | 6,201,000 |
| Interest expense | 91,000 | 180,000 | 266,000 | 446,000 |
| Net interest income | 1,162,000 | 2,421,000 | 3,963,000 | 5,755,000 |
| Noninterest income | 272,000 | 547,000 | 806,000 | 1,073,000 |
| Noninterest expense | 1,326,000 | 2,533,000 | 3,877,000 | 5,378,000 |
| Provision for loan losses | 0 | 10,000 | 40,000 | 320,000 |
| Pretax income | 108,000 | 425,000 | 852,000 | 1,130,000 |
| Income tax | 0 | 4,000 | 92,000 | 128,000 |
| Net income | 108,000 | 421,000 | 760,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,061,000 | 18,328,000 | 18,667,000 | 18,160,000 |