Call reports 2021
FIRST NATIONAL BANK OF MANCHESTER, THE — 2021
What FIRST NATIONAL BANK OF MANCHESTER, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 178,699,000 | 173,268,000 | 175,019,000 | 173,050,000 |
| Total loans | 79,069,000 | 78,331,000 | 78,167,000 | 82,338,000 |
| Allowance for loan losses | 1,440,000 | 1,452,000 | 1,477,000 | 1,474,000 |
| Securities available for sale | 35,697,000 | 32,404,000 | 30,566,000 | 28,851,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,616,000 | 153,723,000 | 155,320,000 | 153,989,000 |
| Interest-bearing deposits | 119,041,000 | 80,276,000 | 80,882,000 | 80,615,000 |
| Noninterest-bearing deposits | 40,575,000 | 73,447,000 | 74,438,000 | 73,374,000 |
| Equity capital | 18,380,000 | 18,744,000 | 18,815,000 | 18,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,230,000 | 2,623,000 | 3,906,000 | 5,094,000 |
| Interest expense | 130,000 | 253,000 | 362,000 | 460,000 |
| Net interest income | 1,100,000 | 2,370,000 | 3,544,000 | 4,634,000 |
| Noninterest income | 250,000 | 544,000 | 708,000 | 972,000 |
| Noninterest expense | 1,099,000 | 2,164,000 | 3,315,000 | 4,738,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 251,000 | 750,000 | 1,014,000 | 945,000 |
| Income tax | 11,000 | 102,000 | 116,000 | 61,000 |
| Net income | 240,000 | 648,000 | 898,000 | 884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,402,000 | 17,810,000 | 18,013,000 | 17,953,000 |