Call reports 2020
FIRST NATIONAL BANK OF MANCHESTER, THE — 2020
What FIRST NATIONAL BANK OF MANCHESTER, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 145,956,000 | 163,993,000 | 166,841,000 | 168,960,000 |
| Total loans | 68,602,000 | 72,488,000 | 75,570,000 | 77,670,000 |
| Allowance for loan losses | 1,338,000 | 1,352,000 | 1,365,000 | 1,452,000 |
| Securities available for sale | 38,664,000 | 44,752,000 | 41,139,000 | 38,869,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,029,000 | 141,561,000 | 143,829,000 | 149,615,000 |
| Interest-bearing deposits | 63,660,000 | 108,682,000 | 108,822,000 | 115,010,000 |
| Noninterest-bearing deposits | 60,369,000 | 32,879,000 | 35,007,000 | 34,605,000 |
| Equity capital | 21,471,000 | 21,861,000 | 22,345,000 | 18,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,282,000 | 2,588,000 | 3,896,000 | 5,131,000 |
| Interest expense | 185,000 | 368,000 | 550,000 | 719,000 |
| Net interest income | 1,097,000 | 2,220,000 | 3,346,000 | 4,412,000 |
| Noninterest income | 244,000 | 476,000 | 849,000 | 1,526,000 |
| Noninterest expense | 1,088,000 | 2,244,000 | 3,290,000 | 4,483,000 |
| Provision for loan losses | 0 | 0 | 0 | 81,000 |
| Pretax income | 253,000 | 452,000 | 905,000 | 1,374,000 |
| Income tax | 16,000 | 18,000 | 73,000 | 134,000 |
| Net income | 237,000 | 434,000 | 832,000 | 1,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,424,000 | 20,620,000 | 20,961,000 | 17,162,000 |