Call reports 2019
FIRST NATIONAL BANK OF MANCHESTER, THE — 2019
What FIRST NATIONAL BANK OF MANCHESTER, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 139,265,000 | 137,889,000 | 138,654,000 | 141,220,000 |
| Total loans | 66,323,000 | 66,137,000 | 70,354,000 | 70,757,000 |
| Allowance for loan losses | 1,360,000 | 1,428,000 | 1,371,000 | 1,333,000 |
| Securities available for sale | 52,517,000 | 49,094,000 | 46,216,000 | 39,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,698,000 | 117,547,000 | 117,736,000 | 120,079,000 |
| Interest-bearing deposits | 94,562,000 | 92,716,000 | 63,107,000 | 64,874,000 |
| Noninterest-bearing deposits | 25,136,000 | 24,831,000 | 54,629,000 | 55,205,000 |
| Equity capital | 19,425,000 | 20,116,000 | 20,620,000 | 20,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,247,000 | 2,553,000 | 3,882,000 | 5,211,000 |
| Interest expense | 140,000 | 295,000 | 465,000 | 647,000 |
| Net interest income | 1,107,000 | 2,258,000 | 3,417,000 | 4,564,000 |
| Noninterest income | 251,000 | 507,000 | 767,000 | 1,032,000 |
| Noninterest expense | 1,022,000 | 2,107,000 | 3,140,000 | 4,316,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 336,000 | 658,000 | 1,044,000 | 1,299,000 |
| Income tax | 15,000 | 48,000 | 95,000 | 118,000 |
| Net income | 321,000 | 610,000 | 949,000 | 1,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,992,000 | 19,308,000 | 19,758,000 | 20,187,000 |
| Total capital | 20,086,000 | 20,389,000 | 20,807,000 | 21,306,000 |
| Risk-weighted assets | 87,293,000 | 86,141,000 | 83,657,000 | 89,383,000 |