Call reports 2018
FIRST NATIONAL BANK OF MANCHESTER, THE — 2018
What FIRST NATIONAL BANK OF MANCHESTER, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 140,203,000 | 137,865,000 | 139,086,000 | 138,849,000 |
| Total loans | 53,115,000 | 55,428,000 | 56,686,000 | 60,794,000 |
| Allowance for loan losses | 1,377,000 | 1,388,000 | 1,365,000 | 1,366,000 |
| Securities available for sale | 61,761,000 | 61,078,000 | 57,976,000 | 55,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,418,000 | 119,777,000 | 120,808,000 | 119,923,000 |
| Interest-bearing deposits | 98,724,000 | 96,583,000 | 96,235,000 | 94,664,000 |
| Noninterest-bearing deposits | 23,694,000 | 23,194,000 | 24,573,000 | 25,259,000 |
| Equity capital | 17,566,000 | 17,776,000 | 17,873,000 | 18,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,094,000 | 2,208,000 | 3,362,000 | 4,567,000 |
| Interest expense | 93,000 | 194,000 | 304,000 | 414,000 |
| Net interest income | 1,001,000 | 2,014,000 | 3,058,000 | 4,153,000 |
| Noninterest income | 250,000 | 703,000 | 1,009,000 | 1,275,000 |
| Noninterest expense | 931,000 | 1,917,000 | 2,946,000 | 4,036,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 320,000 | 800,000 | 1,121,000 | 1,392,000 |
| Income tax | 40,000 | 72,000 | 113,000 | 146,000 |
| Net income | 280,000 | 728,000 | 1,008,000 | 1,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,269,000 | 17,560,000 | 17,840,000 | 18,230,000 |
| Total capital | 19,239,000 | 18,534,000 | 18,846,000 | 19,280,000 |
| Risk-weighted assets | 77,198,000 | 77,536,000 | 80,165,000 | 83,707,000 |