Call reports 2017
FIRST NATIONAL BANK OF MANCHESTER, THE — 2017
What FIRST NATIONAL BANK OF MANCHESTER, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 141,826,000 | 136,934,000 | 138,542,000 | 139,216,000 |
| Total loans | 50,207,000 | 49,938,000 | 48,684,000 | 52,647,000 |
| Allowance for loan losses | 1,364,000 | 1,243,000 | 1,252,000 | 1,258,000 |
| Securities available for sale | 71,402,000 | 70,826,000 | 68,605,000 | 66,893,000 |
| Securities held to maturity | 99,000 | 99,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,717,000 | 118,387,000 | 119,776,000 | 121,137,000 |
| Interest-bearing deposits | 98,280,000 | 93,958,000 | 93,264,000 | 98,100,000 |
| Noninterest-bearing deposits | 25,437,000 | 24,429,000 | 26,512,000 | 23,037,000 |
| Equity capital | 17,779,000 | 18,108,000 | 18,289,000 | 17,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,031,000 | 2,064,000 | 3,091,000 | 4,138,000 |
| Interest expense | 100,000 | 193,000 | 284,000 | 380,000 |
| Net interest income | 931,000 | 1,871,000 | 2,807,000 | 3,758,000 |
| Noninterest income | 216,000 | 506,000 | 771,000 | 1,033,000 |
| Noninterest expense | 1,004,000 | 1,932,000 | 2,954,000 | 4,008,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 147,000 | 449,000 | 628,000 | 787,000 |
| Income tax | 17,000 | 76,000 | 92,000 | 267,000 |
| Net income | 130,000 | 373,000 | 536,000 | 520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,714,000 | 17,900,000 | 18,063,000 | 17,989,000 |
| Total capital | 18,644,000 | 18,796,000 | 18,887,000 | 18,953,000 |
| Risk-weighted assets | 74,022,000 | 71,352,000 | 65,531,000 | 76,863,000 |