Call reports 2016
FIRST NATIONAL BANK OF MANCHESTER, THE — 2016
What FIRST NATIONAL BANK OF MANCHESTER, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 148,606,000 | 146,305,000 | 143,012,000 | 140,312,000 |
| Total loans | 54,744,000 | 53,862,000 | 53,096,000 | 51,592,000 |
| Allowance for loan losses | 1,125,000 | 1,118,000 | 1,128,000 | 1,387,000 |
| Securities available for sale | 70,027,000 | 73,350,000 | 71,259,000 | 67,974,000 |
| Securities held to maturity | 99,000 | 99,000 | 99,000 | 99,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,189,000 | 127,398,000 | 124,071,000 | 122,135,000 |
| Interest-bearing deposits | 104,435,000 | 100,503,000 | 97,657,000 | 98,476,000 |
| Noninterest-bearing deposits | 25,754,000 | 26,895,000 | 26,414,000 | 23,659,000 |
| Equity capital | 17,986,000 | 18,400,000 | 18,368,000 | 17,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,030,000 | 2,109,000 | 3,149,000 | 4,549,000 |
| Interest expense | 128,000 | 247,000 | 355,000 | 461,000 |
| Net interest income | 902,000 | 1,862,000 | 2,794,000 | 4,088,000 |
| Noninterest income | 397,000 | 493,000 | 733,000 | 961,000 |
| Noninterest expense | 1,026,000 | 2,012,000 | 3,028,000 | 4,073,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 273,000 | 455,000 | 611,000 | 1,088,000 |
| Income tax | 19,000 | 51,000 | 74,000 | 216,000 |
| Net income | 254,000 | 404,000 | 537,000 | 872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,081,000 | 17,174,000 | 17,306,000 | 17,584,000 |
| Total capital | 18,072,000 | 18,149,000 | 18,278,000 | 18,446,000 |
| Risk-weighted assets | 79,155,000 | 77,909,000 | 77,651,000 | 68,484,000 |