Call reports 2015
FIRST NATIONAL BANK OF MANCHESTER, THE — 2015
What FIRST NATIONAL BANK OF MANCHESTER, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 145,086,000 | 144,532,000 | 151,554,000 | 147,221,000 |
| Total loans | 55,848,000 | 55,635,000 | 54,546,000 | 55,905,000 |
| Allowance for loan losses | 1,143,000 | 1,104,000 | 1,143,000 | 1,135,000 |
| Securities available for sale | 66,725,000 | 65,056,000 | 65,917,000 | 68,659,000 |
| Securities held to maturity | 99,000 | 99,000 | 99,000 | 99,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,059,000 | 120,746,000 | 127,247,000 | 129,512,000 |
| Interest-bearing deposits | 98,344,000 | 96,649,000 | 100,545,000 | 101,422,000 |
| Noninterest-bearing deposits | 22,715,000 | 24,097,000 | 26,702,000 | 28,090,000 |
| Equity capital | 23,644,000 | 23,281,000 | 23,657,000 | 17,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,121,000 | 2,207,000 | 3,285,000 | 4,395,000 |
| Interest expense | 149,000 | 290,000 | 426,000 | 564,000 |
| Net interest income | 972,000 | 1,917,000 | 2,859,000 | 3,831,000 |
| Noninterest income | 200,000 | 415,000 | 640,000 | 859,000 |
| Noninterest expense | 1,011,000 | 2,099,000 | 3,190,000 | 4,352,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 161,000 | 233,000 | 309,000 | 338,000 |
| Income tax | -4,000 | -27,000 | -45,000 | -74,000 |
| Net income | 165,000 | 260,000 | 354,000 | 412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,667,000 | 22,682,000 | 22,777,000 | 16,827,000 |
| Total capital | 23,625,000 | 23,700,000 | 23,761,000 | 17,822,000 |
| Risk-weighted assets | 76,514,000 | 81,427,000 | 78,591,000 | 79,519,000 |