Call reports 2014
FIRST NATIONAL BANK OF MANCHESTER, THE — 2014
What FIRST NATIONAL BANK OF MANCHESTER, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 146,590,000 | 142,289,000 | 141,708,000 | 139,818,000 |
| Total loans | 55,141,000 | 56,803,000 | 57,407,000 | 56,949,000 |
| Allowance for loan losses | 1,177,000 | 1,185,000 | 1,151,000 | 1,162,000 |
| Securities available for sale | 69,560,000 | 67,381,000 | 64,043,000 | 64,871,000 |
| Securities held to maturity | 99,000 | 99,000 | 99,000 | 99,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,538,000 | 118,729,000 | 117,647,000 | 116,115,000 |
| Interest-bearing deposits | 102,481,000 | 97,026,000 | 97,156,000 | 95,020,000 |
| Noninterest-bearing deposits | 21,057,000 | 21,703,000 | 20,491,000 | 21,095,000 |
| Equity capital | 22,632,000 | 23,056,000 | 23,067,000 | 23,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,175,000 | 2,348,000 | 3,495,000 | 4,634,000 |
| Interest expense | 152,000 | 307,000 | 462,000 | 614,000 |
| Net interest income | 1,023,000 | 2,041,000 | 3,033,000 | 4,020,000 |
| Noninterest income | 231,000 | 482,000 | 713,000 | 927,000 |
| Noninterest expense | 1,057,000 | 2,100,000 | 3,147,000 | 4,224,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 197,000 | 423,000 | 599,000 | 723,000 |
| Income tax | -11,000 | -6,000 | -11,000 | -27,000 |
| Net income | 208,000 | 429,000 | 610,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,120,000 | 22,261,000 | 22,442,000 | 22,503,000 |
| Total capital | 23,064,000 | 23,193,000 | 23,376,000 | 23,433,000 |
| Risk-weighted assets | 75,274,000 | 74,327,000 | 74,538,000 | 74,147,000 |