Call reports 2013
FIRST NATIONAL BANK OF MANCHESTER, THE — 2013
What FIRST NATIONAL BANK OF MANCHESTER, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 150,216,000 | 143,918,000 | 143,439,000 | 145,930,000 |
| Total loans | 52,761,000 | 53,268,000 | 51,872,000 | 56,060,000 |
| Allowance for loan losses | 1,199,000 | 1,171,000 | 1,173,000 | 1,202,000 |
| Securities available for sale | 66,695,000 | 67,464,000 | 68,753,000 | 67,983,000 |
| Securities held to maturity | 99,000 | 99,000 | 99,000 | 99,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,755,000 | 121,223,000 | 120,449,000 | 123,309,000 |
| Interest-bearing deposits | 105,607,000 | 100,424,000 | 100,440,000 | 101,832,000 |
| Noninterest-bearing deposits | 21,148,000 | 20,799,000 | 20,009,000 | 21,477,000 |
| Equity capital | 23,078,000 | 22,223,000 | 22,313,000 | 22,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,265,000 | 2,561,000 | 3,778,000 | 4,963,000 |
| Interest expense | 175,000 | 343,000 | 508,000 | 666,000 |
| Net interest income | 1,090,000 | 2,218,000 | 3,270,000 | 4,297,000 |
| Noninterest income | 177,000 | 383,000 | 670,000 | 921,000 |
| Noninterest expense | 1,075,000 | 2,153,000 | 3,253,000 | 4,352,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 177,000 | 433,000 | 672,000 | 851,000 |
| Income tax | -30,000 | -30,000 | -32,000 | -45,000 |
| Net income | 207,000 | 463,000 | 704,000 | 896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,278,000 | 21,534,000 | 21,775,000 | 21,912,000 |
| Total capital | 22,220,000 | 22,456,000 | 22,681,000 | 22,874,000 |
| Risk-weighted assets | 75,129,000 | 73,505,000 | 72,229,000 | 76,755,000 |