Call reports 2025
BALTIC STATE BANK, THE — 2025
What BALTIC STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 107,992,000 | 111,346,000 | 111,320,000 | 121,967,000 |
| Total loans | 89,661,000 | 91,800,000 | 90,752,000 | 93,076,000 |
| Allowance for loan losses | 864,000 | 885,000 | 908,000 | 933,000 |
| Securities available for sale | 6,011,000 | 6,100,000 | 5,878,000 | 5,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,936,000 | 102,902,000 | 102,246,000 | 112,842,000 |
| Interest-bearing deposits | 78,919,000 | 81,634,000 | 80,190,000 | 90,944,000 |
| Noninterest-bearing deposits | 21,017,000 | 21,268,000 | 22,056,000 | 21,898,000 |
| Equity capital | 7,611,000 | 7,970,000 | 8,404,000 | 8,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,628,000 | 3,321,000 | 5,026,000 | 6,797,000 |
| Interest expense | 457,000 | 890,000 | 1,301,000 | 1,738,000 |
| Net interest income | 1,171,000 | 2,431,000 | 3,725,000 | 5,059,000 |
| Noninterest income | 94,000 | 192,000 | 295,000 | 398,000 |
| Noninterest expense | 894,000 | 1,882,000 | 2,807,000 | 3,923,000 |
| Provision for loan losses | 15,000 | 30,000 | 54,000 | 75,000 |
| Pretax income | 356,000 | 711,000 | 1,159,000 | 1,456,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 356,000 | 711,000 | 1,159,000 | 1,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,524,000 | 8,790,000 | 9,144,000 | 9,236,000 |
| Total capital | 9,395,000 | 9,682,000 | 10,061,000 | 10,178,000 |
| Risk-weighted assets | 78,824,000 | 80,831,000 | 80,254,000 | 84,262,000 |