Call reports 2024
BALTIC STATE BANK, THE — 2024
What BALTIC STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 100,565,000 | 100,723,000 | 103,199,000 | 108,203,000 |
| Total loans | 82,748,000 | 85,266,000 | 86,508,000 | 87,013,000 |
| Allowance for loan losses | 763,000 | 771,000 | 831,000 | 847,000 |
| Securities available for sale | 6,982,000 | 5,839,000 | 6,079,000 | 5,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,301,000 | 91,393,000 | 95,630,000 | 100,648,000 |
| Interest-bearing deposits | 74,294,000 | 71,581,000 | 75,820,000 | 79,883,000 |
| Noninterest-bearing deposits | 19,007,000 | 19,812,000 | 19,810,000 | 20,765,000 |
| Equity capital | 6,759,000 | 6,945,000 | 7,292,000 | 7,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,442,000 | 2,918,000 | 4,474,000 | 6,064,000 |
| Interest expense | 439,000 | 882,000 | 1,352,000 | 1,825,000 |
| Net interest income | 1,003,000 | 2,036,000 | 3,122,000 | 4,239,000 |
| Noninterest income | 93,000 | 187,000 | 286,000 | 383,000 |
| Noninterest expense | 817,000 | 1,626,000 | 2,526,000 | 3,428,000 |
| Provision for loan losses | 15,000 | 30,000 | 89,000 | 103,000 |
| Pretax income | 264,000 | 527,000 | 747,000 | 1,044,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 264,000 | 527,000 | 747,000 | 1,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,879,000 | 8,038,000 | 8,142,000 | 8,255,000 |
| Total capital | 8,642,000 | 8,810,000 | 8,980,000 | 9,109,000 |
| Risk-weighted assets | 73,719,000 | 75,775,000 | 75,776,000 | 76,789,000 |