Call reports 2023
BALTIC STATE BANK, THE — 2023
What BALTIC STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 99,528,000 | 98,838,000 | 99,580,000 | 104,751,000 |
| Total loans | 77,088,000 | 77,684,000 | 79,032,000 | 81,667,000 |
| Allowance for loan losses | 652,000 | 683,000 | 719,000 | 747,000 |
| Securities available for sale | 6,965,000 | 6,833,000 | 6,685,000 | 6,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,953,000 | 92,024,000 | 92,860,000 | 97,244,000 |
| Interest-bearing deposits | 71,402,000 | 69,468,000 | 72,196,000 | 76,795,000 |
| Noninterest-bearing deposits | 21,551,000 | 22,556,000 | 20,664,000 | 20,449,000 |
| Equity capital | 6,311,000 | 6,144,000 | 6,153,000 | 6,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,253,000 | 2,505,000 | 3,836,000 | 5,224,000 |
| Interest expense | 282,000 | 588,000 | 946,000 | 1,322,000 |
| Net interest income | 971,000 | 1,917,000 | 2,890,000 | 3,902,000 |
| Noninterest income | 92,000 | 184,000 | 275,000 | 363,000 |
| Noninterest expense | 776,000 | 1,524,000 | 2,337,000 | 3,083,000 |
| Provision for loan losses | 27,000 | 54,000 | 81,000 | 108,000 |
| Pretax income | 260,000 | 523,000 | 747,000 | 1,074,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 260,000 | 523,000 | 747,000 | 1,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,472,000 | 7,430,000 | 7,580,000 | 7,688,000 |
| Total capital | 8,125,000 | 8,113,000 | 8,299,000 | 8,436,000 |
| Risk-weighted assets | 74,859,000 | 69,009,000 | 70,348,000 | 72,817,000 |