Call reports 2022
BALTIC STATE BANK, THE — 2022
What BALTIC STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 90,750,000 | 91,665,000 | 89,854,000 | 95,140,000 |
| Total loans | 70,814,000 | 73,816,000 | 74,016,000 | 75,869,000 |
| Allowance for loan losses | 594,000 | 617,000 | 604,000 | 622,000 |
| Securities available for sale | 7,413,000 | 7,036,000 | 6,769,000 | 6,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,392,000 | 85,364,000 | 82,830,000 | 89,044,000 |
| Interest-bearing deposits | 62,776,000 | 63,580,000 | 60,785,000 | 60,268,000 |
| Noninterest-bearing deposits | 21,616,000 | 21,784,000 | 22,045,000 | 28,776,000 |
| Equity capital | 5,999,000 | 5,839,000 | 5,775,000 | 5,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 867,000 | 1,779,000 | 2,737,000 | 3,745,000 |
| Interest expense | 55,000 | 109,000 | 168,000 | 255,000 |
| Net interest income | 812,000 | 1,670,000 | 2,569,000 | 3,490,000 |
| Noninterest income | 94,000 | 181,000 | 278,000 | 357,000 |
| Noninterest expense | 740,000 | 1,395,000 | 2,135,000 | 2,872,000 |
| Provision for loan losses | 23,000 | 45,000 | 75,000 | 120,000 |
| Pretax income | 143,000 | 411,000 | 637,000 | 855,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 143,000 | 411,000 | 637,000 | 855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,737,000 | 6,947,000 | 7,144,000 | 7,212,000 |
| Total capital | 7,331,000 | 7,564,000 | 7,748,000 | 7,834,000 |
| Risk-weighted assets | 63,803,000 | 65,553,000 | 64,947,000 | 72,165,000 |