Call reports 2021
BALTIC STATE BANK, THE — 2021
What BALTIC STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 93,539,000 | 90,277,000 | 89,671,000 | 94,178,000 |
| Total loans | 69,466,000 | 66,593,000 | 68,825,000 | 68,700,000 |
| Allowance for loan losses | 506,000 | 529,000 | 552,000 | 575,000 |
| Securities available for sale | 8,418,000 | 8,216,000 | 8,044,000 | 7,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,054,000 | 83,747,000 | 82,847,000 | 86,816,000 |
| Interest-bearing deposits | 68,343,000 | 63,301,000 | 62,549,000 | 64,180,000 |
| Noninterest-bearing deposits | 18,711,000 | 20,446,000 | 20,298,000 | 22,636,000 |
| Equity capital | 6,108,000 | 6,279,000 | 6,394,000 | 6,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 878,000 | 1,775,000 | 2,657,000 | 3,535,000 |
| Interest expense | 118,000 | 204,000 | 280,000 | 349,000 |
| Net interest income | 760,000 | 1,571,000 | 2,377,000 | 3,186,000 |
| Noninterest income | 68,000 | 136,000 | 205,000 | 291,000 |
| Noninterest expense | 738,000 | 1,394,000 | 2,137,000 | 2,839,000 |
| Provision for loan losses | 15,000 | 38,000 | 60,000 | 83,000 |
| Pretax income | 75,000 | 275,000 | 385,000 | 555,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 275,000 | 385,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,292,000 | 6,433,000 | 6,514,000 | 6,595,000 |
| Total capital | 6,798,000 | 6,962,000 | 7,066,000 | 7,170,000 |
| Risk-weighted assets | 62,250,000 | 63,394,000 | 59,850,000 | 66,161,000 |