Call reports 2020
BALTIC STATE BANK, THE — 2020
What BALTIC STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 80,558,000 | 84,953,000 | 87,023,000 | 94,790,000 |
| Total loans | 65,451,000 | 65,167,000 | 63,591,000 | 62,483,000 |
| Allowance for loan losses | 420,000 | 440,000 | 471,000 | 502,000 |
| Securities available for sale | 2,813,000 | 5,427,000 | 6,619,000 | 7,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,182,000 | 78,406,000 | 80,429,000 | 88,058,000 |
| Interest-bearing deposits | 60,138,000 | 62,291,000 | 64,028,000 | 69,428,000 |
| Noninterest-bearing deposits | 14,044,000 | 16,115,000 | 16,401,000 | 18,630,000 |
| Equity capital | 6,095,000 | 6,234,000 | 6,263,000 | 6,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 949,000 | 1,862,000 | 2,775,000 | 3,648,000 |
| Interest expense | 191,000 | 357,000 | 509,000 | 647,000 |
| Net interest income | 758,000 | 1,505,000 | 2,266,000 | 3,001,000 |
| Noninterest income | 58,000 | 116,000 | 184,000 | 248,000 |
| Noninterest expense | 763,000 | 1,382,000 | 2,100,000 | 2,802,000 |
| Provision for loan losses | 15,000 | 35,000 | 65,000 | 95,000 |
| Pretax income | 38,000 | 204,000 | 285,000 | 352,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 38,000 | 204,000 | 285,000 | 352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,081,000 | 6,204,000 | 6,240,000 | 6,218,000 |
| Total capital | 6,501,000 | 6,644,000 | 6,711,000 | 6,720,000 |
| Risk-weighted assets | 56,952,000 | 61,926,000 | 58,135,000 | 60,548,000 |