Call reports 2019
BALTIC STATE BANK, THE — 2019
What BALTIC STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 66,303,000 | 69,280,000 | 71,671,000 | 76,590,000 |
| Total loans | 57,969,000 | 60,680,000 | 64,257,000 | 64,670,000 |
| Allowance for loan losses | 365,000 | 376,000 | 389,000 | 405,000 |
| Securities available for sale | 2,991,000 | 2,819,000 | 2,864,000 | 2,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,218,000 | 62,842,000 | 64,086,000 | 70,254,000 |
| Interest-bearing deposits | 41,163,000 | 49,880,000 | 51,136,000 | 55,946,000 |
| Noninterest-bearing deposits | 15,055,000 | 12,962,000 | 12,950,000 | 14,308,000 |
| Equity capital | 5,983,000 | 6,019,000 | 6,070,000 | 6,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 821,000 | 1,740,000 | 2,688,000 | 3,647,000 |
| Interest expense | 127,000 | 317,000 | 496,000 | 678,000 |
| Net interest income | 694,000 | 1,423,000 | 2,192,000 | 2,969,000 |
| Noninterest income | 59,000 | 115,000 | 180,000 | 242,000 |
| Noninterest expense | 657,000 | 1,358,000 | 2,079,000 | 2,778,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 84,000 | 156,000 | 257,000 | 385,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 84,000 | 156,000 | 257,000 | 385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,969,000 | 5,993,000 | 6,070,000 | 6,088,000 |
| Total capital | 6,333,000 | 6,369,000 | 6,459,000 | 6,493,000 |
| Risk-weighted assets | 34,006,000 | 53,475,000 | 55,392,000 | 58,047,000 |