Call reports 2018
BALTIC STATE BANK, THE — 2018
What BALTIC STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 55,182,000 | 56,686,000 | 59,671,000 | 65,182,000 |
| Total loans | 47,312,000 | 48,396,000 | 51,895,000 | 55,390,000 |
| Allowance for loan losses | 393,000 | 393,000 | 393,000 | 356,000 |
| Securities available for sale | 3,880,000 | 3,830,000 | 3,793,000 | 2,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,035,000 | 50,500,000 | 52,390,000 | 57,152,000 |
| Interest-bearing deposits | 36,021,000 | 36,419,000 | 37,998,000 | 40,522,000 |
| Noninterest-bearing deposits | 13,015,000 | 14,081,000 | 14,392,000 | 16,631,000 |
| Equity capital | 5,994,000 | 6,034,000 | 5,905,000 | 5,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 1,394,000 | 2,154,000 | 2,956,000 |
| Interest expense | 53,000 | 115,000 | 196,000 | 288,000 |
| Net interest income | 623,000 | 1,279,000 | 1,958,000 | 2,668,000 |
| Noninterest income | 53,000 | 108,000 | 164,000 | 222,000 |
| Noninterest expense | 500,000 | 1,128,000 | 1,934,000 | 2,590,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 176,000 | 259,000 | 188,000 | 300,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 176,000 | 259,000 | 188,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,971,000 | 6,021,000 | 5,906,000 | 5,929,000 |
| Total capital | 6,336,000 | 6,394,000 | 6,299,000 | 6,285,000 |
| Risk-weighted assets | 29,170,000 | 29,782,000 | 31,805,000 | 33,197,000 |