Call reports 2016
BALTIC STATE BANK, THE — 2016
What BALTIC STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 48,429,000 | 48,814,000 | 48,983,000 | 52,467,000 |
| Total loans | 39,345,000 | 40,362,000 | 40,768,000 | 40,736,000 |
| Allowance for loan losses | 331,000 | 336,000 | 342,000 | 348,000 |
| Securities available for sale | 5,499,000 | 5,253,000 | 5,173,000 | 4,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,930,000 | 43,148,000 | 43,180,000 | 46,780,000 |
| Interest-bearing deposits | 30,033,000 | 31,389,000 | 31,801,000 | 32,792,000 |
| Noninterest-bearing deposits | 12,897,000 | 11,759,000 | 11,379,000 | 13,988,000 |
| Equity capital | 5,384,000 | 5,560,000 | 5,637,000 | 5,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 581,000 | 1,200,000 | 1,836,000 | 2,447,000 |
| Interest expense | 37,000 | 72,000 | 111,000 | 152,000 |
| Net interest income | 544,000 | 1,128,000 | 1,725,000 | 2,295,000 |
| Noninterest income | 45,000 | 93,000 | 145,000 | 190,000 |
| Noninterest expense | 417,000 | 844,000 | 1,325,000 | 1,741,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 172,000 | 377,000 | 545,000 | 744,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 172,000 | 377,000 | 545,000 | 744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,201,000 | 5,356,000 | 5,463,000 | 5,482,000 |
| Total capital | 5,532,000 | 5,692,000 | 5,805,000 | 5,830,000 |
| Risk-weighted assets | 37,839,000 | 38,120,000 | 37,916,000 | 40,386,000 |