Call reports 2015
BALTIC STATE BANK, THE — 2015
What BALTIC STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 47,361,000 | 46,580,000 | 45,875,000 | 49,387,000 |
| Total loans | 34,471,000 | 35,151,000 | 36,057,000 | 37,591,000 |
| Allowance for loan losses | 344,000 | 324,000 | 328,000 | 312,000 |
| Securities available for sale | 6,613,000 | 6,291,000 | 5,997,000 | 5,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,134,000 | 41,370,000 | 40,433,000 | 44,034,000 |
| Interest-bearing deposits | 32,032,000 | 30,729,000 | 29,586,000 | 31,746,000 |
| Noninterest-bearing deposits | 10,102,000 | 10,641,000 | 10,847,000 | 12,288,000 |
| Equity capital | 5,091,000 | 5,107,000 | 5,254,000 | 5,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 539,000 | 1,078,000 | 1,645,000 | 2,213,000 |
| Interest expense | 43,000 | 85,000 | 127,000 | 167,000 |
| Net interest income | 496,000 | 993,000 | 1,518,000 | 2,046,000 |
| Noninterest income | 34,000 | 87,000 | 132,000 | 177,000 |
| Noninterest expense | 393,000 | 804,000 | 1,189,000 | 1,595,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 137,000 | 276,000 | 461,000 | 628,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 137,000 | 276,000 | 461,000 | 628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,863,000 | 4,944,000 | 5,069,000 | 5,088,000 |
| Total capital | 5,207,000 | 5,268,000 | 5,397,000 | 5,400,000 |
| Risk-weighted assets | 36,615,000 | 36,872,000 | 36,374,000 | 37,904,000 |