Call reports 2021
NXT BANK — 2021
What NXT BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 241,160,000 | 237,696,000 | 232,527,000 |
| Total loans | 198,216,000 | 199,015,000 | 196,033,000 |
| Allowance for loan losses | 3,168,000 | 3,170,000 | 3,171,000 |
| Securities available for sale | 23,770,000 | 19,429,000 | 18,366,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 184,222,000 | 183,737,000 | 181,504,000 |
| Interest-bearing deposits | 141,666,000 | 140,640,000 | 134,242,000 |
| Noninterest-bearing deposits | 42,556,000 | 43,097,000 | 47,262,000 |
| Equity capital | 33,236,000 | 33,699,000 | 33,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 2,498,000 | 4,689,000 | 6,882,000 |
| Interest expense | 388,000 | 703,000 | 961,000 |
| Net interest income | 2,110,000 | 3,986,000 | 5,921,000 |
| Noninterest income | 294,000 | 487,000 | 663,000 |
| Noninterest expense | 1,530,000 | 2,948,000 | 4,489,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 997,000 | 1,648,000 | 2,218,000 |
| Income tax | 232,000 | 377,000 | 455,000 |
| Net income | 765,000 | 1,271,000 | 1,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 31,642,000 | 32,147,000 | 32,389,000 |
| Total capital | 33,816,000 | 34,413,000 | 34,792,000 |
| Risk-weighted assets | 172,900,000 | 180,408,000 | 191,499,000 |