Call reports 2018
NXT BANK — 2018
What NXT BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 257,784,000 | 262,929,000 | 263,787,000 | 257,115,000 |
| Total loans | 214,513,000 | 218,793,000 | 219,784,000 | 215,031,000 |
| Allowance for loan losses | 2,536,000 | 2,536,000 | 2,514,000 | 2,534,000 |
| Securities available for sale | 28,673,000 | 28,173,000 | 27,942,000 | 27,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,962,000 | 196,957,000 | 197,199,000 | 193,360,000 |
| Interest-bearing deposits | 173,420,000 | 172,870,000 | 172,761,000 | 167,885,000 |
| Noninterest-bearing deposits | 26,542,000 | 24,087,000 | 24,438,000 | 25,475,000 |
| Equity capital | 29,078,000 | 29,412,000 | 30,232,000 | 29,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,393,000 | 4,851,000 | 7,434,000 | 10,030,000 |
| Interest expense | 621,000 | 1,298,000 | 2,085,000 | 2,933,000 |
| Net interest income | 1,772,000 | 3,553,000 | 5,349,000 | 7,097,000 |
| Noninterest income | 189,000 | 355,000 | 977,000 | 1,171,000 |
| Noninterest expense | 1,522,000 | 2,982,000 | 4,137,000 | 5,450,000 |
| Provision for loan losses | 0 | 0 | 120,000 | 195,000 |
| Pretax income | 439,000 | 926,000 | 2,069,000 | 2,623,000 |
| Income tax | 93,000 | 200,000 | 468,000 | 592,000 |
| Net income | 346,000 | 726,000 | 1,601,000 | 2,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,017,000 | 28,417,000 | 29,311,000 | 28,760,000 |
| Total capital | 30,553,000 | 30,953,000 | 31,825,000 | 31,294,000 |
| Risk-weighted assets | 206,347,000 | 209,198,000 | 211,792,000 | 207,613,000 |