Call reports 2017
NXT BANK — 2017
What NXT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 275,029,000 | 270,820,000 | 266,529,000 | 263,695,000 |
| Total loans | 227,429,000 | 221,393,000 | 219,498,000 | 216,810,000 |
| Allowance for loan losses | 2,755,000 | 2,756,000 | 2,757,000 | 2,535,000 |
| Securities available for sale | 30,382,000 | 30,040,000 | 29,723,000 | 29,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,658,000 | 208,189,000 | 199,552,000 | 203,600,000 |
| Interest-bearing deposits | 181,824,000 | 181,183,000 | 173,435,000 | 179,735,000 |
| Noninterest-bearing deposits | 24,834,000 | 27,006,000 | 26,117,000 | 23,865,000 |
| Equity capital | 29,054,000 | 29,368,000 | 29,834,000 | 28,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,434,000 | 4,900,000 | 7,471,000 | 9,981,000 |
| Interest expense | 566,000 | 1,166,000 | 1,780,000 | 2,384,000 |
| Net interest income | 1,868,000 | 3,734,000 | 5,691,000 | 7,597,000 |
| Noninterest income | 301,000 | 479,000 | 664,000 | 893,000 |
| Noninterest expense | 1,596,000 | 3,206,000 | 4,590,000 | 6,046,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 573,000 | 1,007,000 | 1,765,000 | 2,444,000 |
| Income tax | 189,000 | 326,000 | 577,000 | 1,011,000 |
| Net income | 384,000 | 681,000 | 1,188,000 | 1,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,639,000 | 27,801,000 | 28,287,000 | 27,668,000 |
| Total capital | 30,387,000 | 30,473,000 | 30,925,000 | 30,203,000 |
| Risk-weighted assets | 219,839,000 | 213,697,000 | 210,921,000 | 208,740,000 |