Call reports 2008
NXT BANK — 2008
What NXT BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 80,498,000 | 82,794,000 | 85,185,000 | 86,644,000 |
| Total loans | 51,283,000 | 50,722,000 | 52,638,000 | 55,234,000 |
| Allowance for loan losses | 679,000 | 877,000 | 824,000 | 838,000 |
| Securities available for sale | 23,359,000 | 22,293,000 | 22,596,000 | 21,988,000 |
| Securities held to maturity | 105,000 | 70,000 | 70,000 | 70,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,084,000 | 63,481,000 | 66,807,000 | 68,011,000 |
| Interest-bearing deposits | 54,395,000 | 58,323,000 | 59,888,000 | 60,339,000 |
| Noninterest-bearing deposits | 5,689,000 | 5,158,000 | 6,919,000 | 7,672,000 |
| Equity capital | 7,296,000 | 7,050,000 | 7,091,000 | 7,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,147,000 | 2,309,000 | 3,458,000 | 4,624,000 |
| Interest expense | 646,000 | 1,277,000 | 1,912,000 | 2,516,000 |
| Net interest income | 501,000 | 1,032,000 | 1,546,000 | 2,108,000 |
| Noninterest income | 116,000 | 200,000 | 276,000 | 489,000 |
| Noninterest expense | 605,000 | 1,238,000 | 1,941,000 | 2,600,000 |
| Provision for loan losses | 371,000 | 371,000 | 371,000 | 371,000 |
| Pretax income | -359,000 | -364,000 | -477,000 | -361,000 |
| Income tax | 0 | 0 | -131,000 | -134,000 |
| Net income | -359,000 | -364,000 | -346,000 | -227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,183,000 | 7,178,000 | 7,196,000 | 7,325,000 |
| Total capital | 7,840,000 | 7,833,000 | 7,893,000 | 8,062,000 |
| Risk-weighted assets | 52,675,000 | 52,192,000 | 55,594,000 | 58,180,000 |
Machine access — free, no API key
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