Call reports 2007
NXT BANK — 2007
What NXT BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 85,660,000 | 85,005,000 | 85,516,000 | 82,795,000 |
| Total loans | 60,867,000 | 58,805,000 | 58,397,000 | 54,849,000 |
| Allowance for loan losses | 739,000 | 830,000 | 868,000 | 745,000 |
| Securities available for sale | 19,648,000 | 20,916,000 | 20,704,000 | 20,830,000 |
| Securities held to maturity | 140,000 | 105,000 | 105,000 | 105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,975,000 | 62,928,000 | 59,572,000 | 62,026,000 |
| Interest-bearing deposits | 59,118,000 | 58,549,000 | 55,208,000 | 56,094,000 |
| Noninterest-bearing deposits | 4,857,000 | 4,379,000 | 4,364,000 | 5,932,000 |
| Equity capital | 7,771,000 | 7,540,000 | 7,596,000 | 7,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,300,000 | 2,570,000 | 3,854,000 | 5,070,000 |
| Interest expense | 764,000 | 1,531,000 | 2,309,000 | 3,046,000 |
| Net interest income | 536,000 | 1,039,000 | 1,545,000 | 2,024,000 |
| Noninterest income | 92,000 | 188,000 | 266,000 | 345,000 |
| Noninterest expense | 447,000 | 971,000 | 1,589,000 | 2,094,000 |
| Provision for loan losses | 19,000 | 191,000 | 191,000 | 392,000 |
| Pretax income | 162,000 | 65,000 | 29,000 | -119,000 |
| Income tax | 40,000 | 3,000 | -2,000 | -118,000 |
| Net income | 123,000 | 63,000 | 38,000 | -2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,767,000 | 7,707,000 | 7,683,000 | 7,641,000 |
| Total capital | 8,501,000 | 8,450,000 | 8,435,000 | 8,386,000 |
| Risk-weighted assets | 58,705,000 | 58,912,000 | 59,462,000 | 59,124,000 |
Machine access — free, no API key
Every figure shown here about NXT BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.