Call reports 2025
CENTURY BANK OF FLORIDA — 2025
What CENTURY BANK OF FLORIDA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 105,335,000 | 100,088,000 | 97,385,000 | 104,776,000 |
| Total loans | 58,362,000 | 57,727,000 | 61,172,000 | 62,354,000 |
| Allowance for loan losses | 1,013,000 | 992,000 | 1,000,000 | 1,001,000 |
| Securities available for sale | 14,299,000 | 14,661,000 | 14,662,000 | 14,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,360,000 | 87,726,000 | 83,430,000 | 90,703,000 |
| Interest-bearing deposits | 59,328,000 | 51,113,000 | 48,847,000 | 55,874,000 |
| Noninterest-bearing deposits | 34,032,000 | 36,613,000 | 34,583,000 | 34,829,000 |
| Equity capital | 8,400,000 | 8,678,000 | 9,116,000 | 9,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,346,000 | 2,696,000 | 4,097,000 | 5,498,000 |
| Interest expense | 359,000 | 699,000 | 1,024,000 | 1,343,000 |
| Net interest income | 987,000 | 1,997,000 | 3,073,000 | 4,155,000 |
| Noninterest income | 76,000 | 152,000 | 231,000 | 312,000 |
| Noninterest expense | 933,000 | 1,865,000 | 2,811,000 | 3,731,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 130,000 | 284,000 | 493,000 | 736,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 130,000 | 284,000 | 493,000 | 736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,796,000 | 9,950,000 | 10,158,000 | 10,402,000 |
| Total capital | 10,617,000 | 10,750,000 | 10,982,000 | 11,267,000 |
| Risk-weighted assets | 65,485,000 | 63,700,000 | 65,888,000 | 69,041,000 |