Call reports 2024
CENTURY BANK OF FLORIDA — 2024
What CENTURY BANK OF FLORIDA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 104,767,000 | 107,269,000 | 105,641,000 | 99,050,000 |
| Total loans | 58,232,000 | 57,449,000 | 56,996,000 | 60,000,000 |
| Allowance for loan losses | 1,045,000 | 1,045,000 | 1,045,000 | 1,012,000 |
| Securities available for sale | 12,743,000 | 13,754,000 | 14,426,000 | 14,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,568,000 | 94,658,000 | 92,298,000 | 87,026,000 |
| Interest-bearing deposits | 59,763,000 | 63,257,000 | 62,470,000 | 60,767,000 |
| Noninterest-bearing deposits | 32,805,000 | 31,401,000 | 29,828,000 | 26,259,000 |
| Equity capital | 7,576,000 | 7,817,000 | 8,465,000 | 8,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,427,000 | 2,925,000 | 4,390,000 | 5,833,000 |
| Interest expense | 434,000 | 865,000 | 1,309,000 | 1,734,000 |
| Net interest income | 993,000 | 2,060,000 | 3,081,000 | 4,099,000 |
| Noninterest income | 82,000 | 162,000 | 241,000 | 319,000 |
| Noninterest expense | 925,000 | 1,875,000 | 2,773,000 | 3,644,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 147,000 | 344,000 | 546,000 | 771,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 147,000 | 344,000 | 546,000 | 771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,288,000 | 9,485,000 | 9,687,000 | 9,912,000 |
| Total capital | 10,099,000 | 10,301,000 | 10,495,000 | 10,741,000 |
| Risk-weighted assets | 64,674,000 | 64,986,000 | 64,363,000 | 66,144,000 |