Call reports 2023
CENTURY BANK OF FLORIDA — 2023
What CENTURY BANK OF FLORIDA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 113,429,000 | 104,794,000 | 102,846,000 | 105,887,000 |
| Total loans | 59,713,000 | 60,803,000 | 59,547,000 | 58,079,000 |
| Allowance for loan losses | 1,011,000 | 1,011,000 | 1,007,000 | 1,021,000 |
| Securities available for sale | 12,920,000 | 12,819,000 | 11,642,000 | 13,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,405,000 | 91,430,000 | 90,084,000 | 93,432,000 |
| Interest-bearing deposits | 62,030,000 | 60,807,000 | 58,468,000 | 63,587,000 |
| Noninterest-bearing deposits | 37,375,000 | 30,623,000 | 31,616,000 | 29,845,000 |
| Equity capital | 6,912,000 | 7,090,000 | 6,861,000 | 7,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,250,000 | 2,660,000 | 4,032,000 | 5,476,000 |
| Interest expense | 237,000 | 601,000 | 1,005,000 | 1,415,000 |
| Net interest income | 1,013,000 | 2,059,000 | 3,027,000 | 4,061,000 |
| Noninterest income | 66,000 | 118,000 | 186,000 | 275,000 |
| Noninterest expense | 885,000 | 1,744,000 | 2,620,000 | 3,480,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 194,000 | 433,000 | 593,000 | 856,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 194,000 | 433,000 | 593,000 | 856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,684,000 | 8,923,000 | 9,083,000 | 9,345,000 |
| Total capital | 9,558,000 | 9,780,000 | 9,915,000 | 10,165,000 |
| Risk-weighted assets | 69,767,000 | 68,410,000 | 66,358,000 | 65,370,000 |