Call reports 2020
CENTURY BANK OF FLORIDA — 2020
What CENTURY BANK OF FLORIDA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 86,361,000 | 107,401,000 | 104,196,000 | 102,003,000 |
| Total loans | 56,209,000 | 65,716,000 | 67,756,000 | 65,755,000 |
| Allowance for loan losses | 643,000 | 674,000 | 676,000 | 738,000 |
| Securities available for sale | 9,471,000 | 8,574,000 | 7,424,000 | 7,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,226,000 | 88,525,000 | 85,336,000 | 84,005,000 |
| Interest-bearing deposits | 45,284,000 | 52,585,000 | 50,381,000 | 52,010,000 |
| Noninterest-bearing deposits | 22,942,000 | 35,940,000 | 34,955,000 | 31,995,000 |
| Equity capital | 7,638,000 | 7,907,000 | 8,005,000 | 8,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 898,000 | 1,819,000 | 2,763,000 | 3,783,000 |
| Interest expense | 186,000 | 361,000 | 532,000 | 699,000 |
| Net interest income | 712,000 | 1,458,000 | 2,231,000 | 3,084,000 |
| Noninterest income | 59,000 | 106,000 | 171,000 | 227,000 |
| Noninterest expense | 693,000 | 1,348,000 | 2,052,000 | 2,811,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 134,000 | 272,000 | 482,000 | 632,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 134,000 | 272,000 | 482,000 | 632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,576,000 | 7,714,000 | 7,924,000 | 8,074,000 |
| Total capital | 8,219,000 | 8,388,000 | 8,600,000 | 8,812,000 |
| Risk-weighted assets | 58,485,000 | 58,566,000 | 58,558,000 | 59,557,000 |