Call reports 2019
CENTURY BANK OF FLORIDA — 2019
What CENTURY BANK OF FLORIDA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 85,222,000 | 84,359,000 | 82,016,000 | 79,583,000 |
| Total loans | 54,979,000 | 53,862,000 | 55,046,000 | 56,124,000 |
| Allowance for loan losses | 622,000 | 625,000 | 627,000 | 626,000 |
| Securities available for sale | 6,035,000 | 6,095,000 | 6,089,000 | 6,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,587,000 | 67,873,000 | 65,359,000 | 62,997,000 |
| Interest-bearing deposits | 44,609,000 | 44,064,000 | 42,763,000 | 42,521,000 |
| Noninterest-bearing deposits | 23,978,000 | 23,809,000 | 22,596,000 | 20,476,000 |
| Equity capital | 7,064,000 | 7,292,000 | 7,434,000 | 7,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,817,000 | 2,751,000 | 3,678,000 |
| Interest expense | 202,000 | 413,000 | 623,000 | 817,000 |
| Net interest income | 669,000 | 1,404,000 | 2,128,000 | 2,861,000 |
| Noninterest income | 72,000 | 140,000 | 204,000 | 268,000 |
| Noninterest expense | 639,000 | 1,290,000 | 1,941,000 | 2,615,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 102,000 | 254,000 | 391,000 | 520,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 102,000 | 254,000 | 391,000 | 520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,125,000 | 7,277,000 | 7,414,000 | 7,542,000 |
| Total capital | 7,747,000 | 7,902,000 | 8,041,000 | 8,168,000 |
| Risk-weighted assets | 56,294,000 | 55,480,000 | 55,335,000 | 55,815,000 |