Call reports 2016
CENTURY BANK OF FLORIDA — 2016
What CENTURY BANK OF FLORIDA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 73,572,000 | 72,104,000 | 75,918,000 | 70,371,000 |
| Total loans | 46,336,000 | 46,619,000 | 47,381,000 | 47,304,000 |
| Allowance for loan losses | 733,000 | 770,000 | 662,000 | 651,000 |
| Securities available for sale | 4,841,000 | 5,364,000 | 5,448,000 | 5,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,904,000 | 53,209,000 | 56,745,000 | 51,448,000 |
| Interest-bearing deposits | 38,554,000 | 36,086,000 | 38,675,000 | 35,650,000 |
| Noninterest-bearing deposits | 16,350,000 | 17,123,000 | 18,070,000 | 15,798,000 |
| Equity capital | 6,099,000 | 6,199,000 | 6,283,000 | 6,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 720,000 | 1,458,000 | 2,219,000 | 2,983,000 |
| Interest expense | 153,000 | 307,000 | 460,000 | 601,000 |
| Net interest income | 567,000 | 1,151,000 | 1,759,000 | 2,382,000 |
| Noninterest income | 78,000 | 178,000 | 255,000 | 331,000 |
| Noninterest expense | 593,000 | 1,184,000 | 1,785,000 | 2,382,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 73,000 | 166,000 | 250,000 | 352,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 73,000 | 166,000 | 250,000 | 352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,043,000 | 6,136,000 | 6,220,000 | 6,322,000 |
| Total capital | 6,684,000 | 6,778,000 | 6,880,000 | 6,972,000 |
| Risk-weighted assets | 51,179,000 | 51,375,000 | 52,829,000 | 52,023,000 |