Call reports 2015
CENTURY BANK OF FLORIDA — 2015
What CENTURY BANK OF FLORIDA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 70,792,000 | 70,572,000 | 70,564,000 | 74,275,000 |
| Total loans | 45,840,000 | 45,084,000 | 44,932,000 | 44,966,000 |
| Allowance for loan losses | 807,000 | 771,000 | 722,000 | 756,000 |
| Securities available for sale | 4,854,000 | 4,672,000 | 4,891,000 | 4,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,261,000 | 51,970,000 | 51,780,000 | 55,627,000 |
| Interest-bearing deposits | 36,954,000 | 36,436,000 | 32,861,000 | 38,562,000 |
| Noninterest-bearing deposits | 15,307,000 | 15,534,000 | 18,919,000 | 17,065,000 |
| Equity capital | 5,887,000 | 5,893,000 | 5,984,000 | 6,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 715,000 | 1,461,000 | 2,172,000 | 2,903,000 |
| Interest expense | 162,000 | 323,000 | 482,000 | 637,000 |
| Net interest income | 553,000 | 1,138,000 | 1,690,000 | 2,266,000 |
| Noninterest income | 123,000 | 207,000 | 286,000 | 382,000 |
| Noninterest expense | 631,000 | 1,235,000 | 1,813,000 | 2,403,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 45,000 | 110,000 | 163,000 | 245,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 45,000 | 110,000 | 163,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,770,000 | 5,835,000 | 5,888,000 | 5,970,000 |
| Total capital | 6,392,000 | 6,453,000 | 6,507,000 | 6,606,000 |
| Risk-weighted assets | 51,036,000 | 49,289,000 | 49,385,000 | 50,796,000 |