Call reports 2025
HOLMES COUNTY BANK — 2025
What HOLMES COUNTY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Total assets | 154,038,000 | 156,512,000 | 151,931,000 |
| Total loans | 61,658,000 | 57,691,000 | 57,003,000 |
| Allowance for loan losses | 1,029,000 | 994,000 | 965,000 |
| Securities available for sale | 53,277,000 | 52,320,000 | 50,881,000 |
| Securities held to maturity | 215,000 | 216,000 | 199,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 136,112,000 | 137,768,000 | 139,719,000 |
| Interest-bearing deposits | 106,823,000 | 110,767,000 | 109,031,000 |
| Noninterest-bearing deposits | 29,289,000 | 27,001,000 | 30,688,000 |
| Equity capital | 15,279,000 | 15,988,000 | 11,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Interest income | 1,570,000 | 3,203,000 | 4,890,000 |
| Interest expense | 443,000 | 886,000 | 1,386,000 |
| Net interest income | 1,127,000 | 2,317,000 | 3,504,000 |
| Noninterest income | 207,000 | 427,000 | 647,000 |
| Noninterest expense | 1,047,000 | 2,102,000 | 8,451,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 287,000 | 642,000 | -4,300,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 287,000 | 642,000 | -4,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Tier 1 capital | 21,163,000 | 21,517,000 | 16,576,000 |
| Total capital | 22,175,000 | 22,499,000 | 17,541,000 |
| Risk-weighted assets | 80,915,000 | 78,507,000 | 77,690,000 |
Machine access — free, no API key
Every figure shown here about HOLMES COUNTY BANK — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.