Call reports 2023
HOLMES COUNTY BANK — 2023
What HOLMES COUNTY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 153,474,000 | 148,059,000 | 146,648,000 | 150,349,000 |
| Total loans | 62,967,000 | 62,514,000 | 64,541,000 | 65,753,000 |
| Allowance for loan losses | 1,089,000 | 1,094,000 | 1,088,000 | 1,075,000 |
| Securities available for sale | 54,347,000 | 53,546,000 | 51,230,000 | 53,078,000 |
| Securities held to maturity | 438,000 | 438,000 | 314,000 | 314,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,677,000 | 135,235,000 | 132,603,000 | 134,789,000 |
| Interest-bearing deposits | 110,286,000 | 107,508,000 | 104,729,000 | 75,419,000 |
| Noninterest-bearing deposits | 30,391,000 | 27,727,000 | 27,874,000 | 59,370,000 |
| Equity capital | 10,353,000 | 10,235,000 | 11,357,000 | 12,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,294,000 | 2,732,000 | 4,248,000 | 5,807,000 |
| Interest expense | 492,000 | 1,057,000 | 1,679,000 | 2,269,000 |
| Net interest income | 802,000 | 1,675,000 | 2,569,000 | 3,538,000 |
| Noninterest income | 175,000 | 351,000 | 3,006,000 | 3,626,000 |
| Noninterest expense | 1,036,000 | 2,013,000 | 3,030,000 | 4,075,000 |
| Provision for loan losses | -200,000 | -200,000 | -200,000 | -199,000 |
| Pretax income | -59,000 | 13,000 | 2,546,000 | 3,089,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -59,000 | 13,000 | 2,546,000 | 3,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,172,000 | 18,245,000 | 20,777,000 | 20,120,000 |
| Total capital | 19,191,000 | 19,243,000 | 21,803,000 | 21,159,000 |
| Risk-weighted assets | 81,472,000 | 79,709,000 | 82,004,000 | 83,100,000 |
Machine access — free, no API key
Every figure shown here about HOLMES COUNTY BANK — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.